Author Archives: biz

SBA Express Loans




SBA Express loans and affiliated programs are government programs to streamline and expedite loans for certain privileged groups of borrowers. These are usually veterans, active duty military personnel, and borrowers from communities that have been through a declared crisis or … Continue reading

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Banks Getting Back Into Lending To Business



Business credit has been hard to come by for the last few years. As most people realize, the near collapse of the entire financial system at the end of 2008 changed a lot of things. Among them were the banks … Continue reading

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Business Debt Consolidation



Debt is epidemic in 21st century America, both personal debt and business debt. Debt is at such an epic proportion these days, probably due to the fact that capital was so easy to get in the early part of the century, but … Continue reading

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Beware Commercial Loan Covenants



Most business loans contain something called “covenants” which can become a major headache for a small business, and is something every business owners needs to be aware of. When you take out a loan or business line of credit from a bank or … Continue reading

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Your Business Plan Helps You Get Business Credit



Whether you are an established business or just starting up, you’ll need capital. If that capital will come in the form of financing from a bank, you don’t want to think about approaching a bank to ask for a business … Continue reading

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Be Careful When Financing A Business With Business Credit Cards



Small business credit cards are an easy way to finance new or existing business. In this opinion post I’ll talk about the strategy I used and some of the mistakes I made. I financed my small business which is mostly an online business using small … Continue reading

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Business Credit Outlook For 2012 And Beyond



The business credit environment looks to feature low interest rates and high competition in 2012 and the coming years. Many lenders are on the market, and they have a lot of reasons to make their products competitive. Interest rates across the board … Continue reading

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Applying For A Business Loan Online



Trying to start or expand a business, and need a loan? You may qualify for a bank loan or business line of credit, it varies depending on the bank, and the type of business you’re running. The first step to … Continue reading

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Do Banks Loan Money To Start A Franchise Business Such As Subway Or Dunkin Donuts?



Even with the economy not doing so well, certain franchises are still extremely successful. Places such as Dunkin Donuts and Subway still generate enough business to bring profits to the franchise owner. The reason these franchises are so successful are many. … Continue reading

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Banks Back Into Small Business Lending



In 2010, President Obama signed into law the Small Business Jobs Act, which approved $9.1 billion in small business loans. Small businesses allow for more jobs to be created in an unsteady and wavering job market. Thanks to these loans, … Continue reading

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